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These link provide you with general financial information to
help you determine basic funding parameters
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Loan/Refinancing Comparison This provides a very generic and flexible interface to compare two loans especially now when the rates are so low that refinancing can take place in a variety of ways (i.e. you can increase your loan balance and still pay less interest each month!)
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Investment/Savings Comparison This allows you to compare a variety of investment options with two side by side saving/investments cases you can modify.
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How much house can you afford? Updated! - This has been changed to allow higher debt ratios for expensive housing markets.
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Generic Loan Amortization - It seems people want to see weekly, daily, quarterly, you name it amortizations. Okay, I will make a generic loan amortization where you specify the number of periods per year.
- Here's a simple little JavaScript calculator that shows you the
after tax interest rate of your mortgage. It also shows the after-tax return on your investment income.Taxes do weird things to rates!
- E-Mail amortization Forms --
Straight Amortization or
Prepayment
Some people complain that their browsers crash when pulling down an amortization schedule. Well, now I will e-mail you one! You can either usea full schedule without any prepayment, or start with your current loan amount and enter any monthly payment amount you want. Having it as e-mailmakes an easier permanent record for printing, importing or just to fill upyour mailbox!
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FHA vs. Conventional 95 LTV loan calculator - This shows two very popular plans for first time buyers and how much house you can afford with your cash and income levels.
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Mortgage Duration - Calculate how long a loan will last with a set payment, or find how much to pay to end your loan at a certain time period.
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